We Buy Gift Cards
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Sites like Raise operate as a sort of marketplace with the burden to sell the gift card placed on you. You'll be able to choose how heavily you want to discount your card, and you can view the discounts that others with similar gift cards are offering. You won't receive any money until someone buys your gift card.
That's a higher fee than many other sites, though Raise's strong reputation can make it worth the price for some. Selling gift cards for the first time can be a bit nerve-racking, after all. Raise offers two payout methods: ACH direct deposit and PayPal.
One of the best features of CardCash (and an advantage it has over Raise) is that it's pretty indiscriminate as to which gift cards it will buy from you. It follows standard practices, such as refusal to sell gift cards with expiration dates or promotional cards that can only be spent in certain areas. But the list of accepted merchants seems to be much larger than that of Raise. So even if your obscure gift cards don't yield a huge return, you'll at least get something.
The same way you can use sites like Raise and CardCash to sell your unwanted gift cards, you can use them to buy other people's gift cards at a discount. If you're planning to purchase discounted gift cards through these sites, be sure to use a credit card that will give you the maximum return for your spending. Gift card marketplaces won't fall into any bonus categories, so the best strategy is to spend on a card that gives you a respectable flat rate on everyday purchases, such as:
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
You can easily turn gift cards into cash (or more desirable gift cards) through reputable sites like Raise and CardCash. The site you choose will depend on the ease of sale and the type of gift card you have. You won't get full value for it, but that's still better than letting a gift card go unused.
An American Airlines gift card is the perfect gift for any occasion. You can have your carddelivered by mail or email that can be used toward the purchase of a ticket to hundreds ofexciting destinations. You can use up to 8 gift cards at one time, and there are no expirationdates or fees. Terms andConditions apply.
Gift cards can be a convenient present for the holidays and special occasions. While they seem simple, it is important that both the giver and the recipient read the details for each card to avoid any misunderstandings, and there might be additional policies set by the merchant or bank issuing the card.
The Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act provides several protections for consumers who purchase certain types of gift cards, including store and restaurant (also known as merchant) gift cards. These cards can only be redeemed at the stores and restaurants that sell them. Bank gift cards, which carry the logo of a payment card network (e.g., Visa, MasterCard), are also subject to Credit CARD Act protections and can be used wherever the brand is accepted.
Under the law, a gift card cannot expire until at least five years from the date it was activated. The law also places general limitations on fees. For instance, the card issuer cannot charge a dormancy or inactivity fee on a gift card unless there has been no activity for one year and the card clearly states its policy toward that fee. In addition, some states have separate laws that provide added protection in certain circumstances.
Another common scam is someone who poses as an attorney for a family member and claims that the family member is in trouble with the law and needs assistance. They contact you by phone or email, and ask you to purchase gift cards in specific amounts to pay them. These are all red flags to a scam, and once you purchase the gift cards, the scammers will tell you to provide them with the code numbers and PINs that are usually located on the back of cards so that the scammer can redeem them.
Aside from random gift card purchases for birthdays or teacher gifts, some people also go out of their way to buy gift cards with a credit card, usually to earn rewards or save money on a specific purchase.
Buying gift cards in person is a breeze regardless of how you decide to pay. When you buy a gift card with a credit card in person, you simply bring the gift card to the register and choose credit as your form of payment.
The scene is similar when you buy a gift card online and pay with a credit card. If you want to buy an Amazon.com gift card online, for example, you would simply head to Amazon.com and select whether you want a gift card mailed to you, one you can print at home or a gift card via email. From there, you add the gift card to your online cart and proceed to the payment page as normal.
Just make sure you pick the right type of rewards credit card for your gift card purchases. Some rewards credit cards only let you earn cash back, while others offer flexible rewards or points you can use in a specific airline or hotel program.
As a side note, buying gift cards from small businesses can also be a helpful move if you are looking for a way to help small businesses recover from the economic impact of COVID-19. By buying gift cards now, you can send businesses some much-needed cash and wait to redeem your gift card for goods or services at a later date.
Generally speaking, gift cards code as a cash advance when you buy them directly from a financial institution or when you buy a prepaid card instead of a gift card. However, you can get around this by buying gift cards within your normal shopping, such as in your weekly grocery haul at the supermarket.
You can also get around dealing with surprise cash advance fees by asking retailers if their gift cards code as a cash advance or purchase before you buy, or you can call your card issuer and ask them to turn off cash advances on your card altogether.
The best credit cards to use for gift cards are ones that let you rack up as much in rewards as you possibly can. With that being said, you should choose a credit card for gift cards carefully and based on the type of rewards you hope to earn.
Why this card is ideal for gift cards: Use this card for gift card purchases made at office supply stores in order to earn 5 percent back on up to $25,000 spent each account anniversary year.
Why this card is ideal for gift cards: This card lets you earn 4 percent back on gift cards purchased at gas stations, up to annual limits. Costco.com and Costco stores also offer a broad selection of gift cards you could earn 2 percent back on, including gift cards offered at a discounted rate.
Valid only for U.S. transactions in Apple properties. For assistance, visit support.apple.com/giftcard (Opens in a new window) or call 800-275-2273. Not redeemable at Apple resellers or for cash, and no resale, refunds, or exchanges, except as required by law. Apple is not responsible for unauthorized use. Terms apply; see apple.com/us/go/legal/gc (Opens in a new window). Issued by Apple Value Services, LLC (AVS). 2023 Apple Inc. All rights reserved.
While prepaid gift cards can be stolen or lost, just like a debit card or credit card, there is some good news: The 2009 Credit Card Accountability Responsibility and Disclosure (CARD) Act offers protections to gift cards issued by retailers and banks.
We did a thing... you can now purchase digital gift cards from Monk's Bar & Grill! Grab a gift card from your favorite location below and use our easy digital gift cards the next time you order online or pop in for lunch or dinner.
Rybbon is a contracted university vendor providing e-gift cards for approved university business purposes including research participant payments, awards, prizes, and recognition. Rybbon is a Virginia-based digital rewards management platform that allows users to send, track, and manage e-gift card incentives and rewards. Rybbon offers over 65 different U.S-based e-gift card options, including Amazon, Apple, Best Buy, Kroger, Starbucks, Target, and Uber, as well as Visa and Mastercard pre-paid cards.
VCU maintains an enterprise subscription model with Rybbon. Each order will be billed a 10% transaction fee at the time of purchase. Departments will create separate itemized line items in their RealSource purchase orders. For example: If a department was purchasing 50 x $50 gift cards. Creating the purchase order (PO) would align with the example below:
By placing a Purchase Order in RealSource - Visit the VCU Bookstore at 1111 West Broad Street and select the cards you wish to purchase. Alternatively, gift card purchases can be coordinated through email by contacting Kate Escobar at kescobar@vcubooks.com. Once selected, gift cards are available for pick up immediately. The VCU Bookstore will collect the name and email address of a VCU staff member responsible for payment, and will submit an invoice to that person via email. Department staff should complete a Purchase Order in RealSource to Barnes and Noble (V00808229) for the invoice amount, complete receiving in RealSource, and submit the invoice to Accounts Payable at deptinvoices@vcu.edu within 30 days.
By using a department's index code - Visit the VCU Bookstore at 1111 West Broad Street and select the cards you wish to purchase. Alternatively, gift card purchases can be coordinated through email by contacting Kate Escobar at kescobar@vcubooks.com. Once selected, gift cards are available for pick up immediately. The VCU Bookstore will collect the index of the department making the purchase, and will charge that index for the cost of the cards.
Gift cards may be purchased via P-Card only when they are used to compensate research or survey participants AND when no other form of payment is reasonably feasible. Using a P-Card to purchase gift cards requires prior approval. 59ce067264